Abstract

The business community in general already knows about the dangers of riba, so that the Nonriba business community emerges that manages business not involving ribawi debt as a source of capital. Non-riba business community is one of the business groups that are trying to run a business according to Islamic law. The community is now spread in several cities in Indonesia and is able to create a new trend for the community by encouraging its members not to use interest-based debt loans. This phenomenon is interesting to study. This study aims to find a theoretical model of how members of the non-riba community (NRC) can develop their businesses without the help of interest-based debt. This research is a qualitative study by taking 11 samples of entrepreneurs obtained by the snowball method. Data obtained from indepth interviews. The results of this study are in the form of a theoretical model of business performance without ribawi debt.

Keywords : Islamic business, Capital, Ribawi Debt, Model