Abstract
SMEs are able to contribute to community empowerment and decrease of proverty. However, SMEs generally stagnant due to lack of capital access resources. This study aims to examine and analyze the murabahah and musyarakah financing on the financial performance and the Non Performing Financing. The population in this study are all SMEs weaving Troso in Jepara, total are 283 SMEs. With purposive sampling, where the samples are SMEs Troso that its business at least 2 years, so selected 50 samples. Data collection techniques used: questionnaires and interviews. Data analysis used the descriptive analysis and Partial Least Square. The results of this study indicated that financing of murabahah had positive impact on the financial performance and had negative impact on Non Performing Financing. However musyarakah has no effect on financial performance and Non Performing Financing.

Keywords: SMEs Troso, Qordhul Hasan, Musyarakah, Financial Performance and Non Performing Financing