Abstract.

This study aims to analyse the role of fintech in mediating the effect of financial literacy and financial inclusion on Islamic Mutual funds investment. The population in this study was all investors in Islamic Mutual funds investors in Central Java. The sampling technique used purposive sampling, namely Islamic Mutual funds investment that has conducted digital transactions for at least 1 year. The type of data was primary data obtained by distributing questionnaires and interviews. Furthermore, this study used Multiple Regression Analysis for data analysis techniques. The results showed that financial literacy and financial inclusion have a positive influence on fintech. Financial literacy and financial inclusion have a positive influence on Islamic Mutual funds investment. Fintech can mediate the effect of financial literacy and financial inclusion on Islamic Mutual funds investment.

Keywords: Financial literacy
Financial inclusion
Fintech
Islamic Mutual funds investment