ANALISIS TINGKAT BAGI HASIL, TINGKAT SUKU BUNGA TERHADAP JUMLAH TABUNGAN DAN JUMALAH DEPOSITO MUDHARABAH PADA BANK MUAMALAT INDONESIA

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ABSTRACT

Bank is a very important sector and has considerable influence on economic activity thebank consist of the operations of conventional banks and Islamic banks. The fundamental difference between the two banks is incentive results, where conventional bank interest while implementing Islamic banking system implementing system for the results.

The purpose of the study was 1) to determine whether the level of outcome (BI Rate) mudharabah effect on the amount of savings in the Muamalat Indonesia Bank, 2) Determine whether the central bank interest rate (BI Rate) mudharabah effect on the amount of savings in the bank Muamalat Indonesia, 3) Know whether the results affect the level of bank deposits in the mudharabah Muamalat Indonesi, 4) Determine whether the interest rate affects of the amount of mudharabah deposits in Muamalat Indonesia Bank.

The methodology used in this study are two types of research that is descriptive and explanatory research. Research conducted on Muamalat Indonesia Bank, a basis for taking samples with purposive sampling. Sample results are 32 samples. While the methods of analysis used in this study is a multiple linear regression model.

The result showed that 1) there is a variable level of influences between the results against mudharabah variable amount of savings in the bank Muamalat Indonesia, 2) Bank interest rate affect the amount of savings mudharabah in BMI 3) the outcome affect the amount of deposits bank Muamalat mudharabah in Indonesia, and 4) bank interest rate affect the mudharabah deposits in Muamalat Indonesia Bank

 

Keyword : result against, interest rate, savings mudharabah, deposit mudharabah

 

Kategori : Jurnal Nasional Non-Akreditasi (Mempunyai ISSN)
Nama Jurnal : Jurnal Manajemen dan Akuntansi PRESTASI
ISSN : 1411-1497
Volume : 12
Nomor : 2
Halaman : 2 s/d 10
Tahun : 2013
Peneliti : Aprillia Dwi Savitri, Wuryanti,,
Diunggah Tanggal : Rabu, 2016-02-24