TECHNOLOGY IN INDONESIAN ISLAMIC MICROFINANCE: AN APPLICATION OF TASK TECHNOLOGY FIT MODEL

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ABSTRACT

 

Indonesia as the country with the largest Muslim population in the world has a great potency in raising social and commercial funds through Islamic microfinance institutions. In practice, Indonesia has a unique microfinance concept called Baitul Maal Wat Tamwil (BMT). The development of the digitalization in all sectors and the pressure of the Covid-19 pandemic have encouraged BMTs to adapt to information technology that is in accordance with the characteristics of BMT, namely based on Islamic values ​​and principles, and has the characteristics of a populist economy. Therefore, this paper will explore the framework of task technology fit model by using accounting information system characteristics approach (Information, system and service quality), Task Characteristics (task variability and task analyzability) and the implementation of Maqoshid Sharia towards the successful application of information technology in expanding Islamic microfinance.

 

Keywords: Islamic Microfinance, Task Technology Fit, Accounting Information System, Task Characteristic, and Maqashid Sharia.

Nama Prosiding : 11th International Conference on Financial Criminology (ICFC) 2021
ISSN :
Tahun : 2021
Peneliti : Provita Wijayanti,, Intan Salwani Mohamed
Diunggah tanggal : Jumat, 2021-08-06