TECHNOLOGY IN INDONESIAN ISLAMIC MICROFINANCE: AN APPLICATION OF TASK TECHNOLOGY FIT MODEL

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ABSTRACT

 

Indonesia as the country with the largest Muslim population in the world has a great potency in raising social and commercial funds through Islamic microfinance institutions. In practice, Indonesia has a unique microfinance concept called Baitul Maal Wat Tamwil (BMT). The development of the digitalization in all sectors and the pressure of the Covid-19 pandemic have encouraged BMTs to adapt to information technology that is in accordance with the characteristics of BMT, namely based on Islamic values ​​and principles, and has the characteristics of a populist economy. Therefore, this paper will explore the framework of task technology fit model by using accounting information system characteristics approach (Information, system and service quality), Task Characteristics (non-routine task and analytical task) and the implementation of Maqashid Sharia towards the successful application of information technology in expanding Islamic microfinance.

 

Keywords: Islamic Microfinance, Task Technology Fit, Accounting Information System, Task Characteristic, and Maqashid Sharia.

Nama Prosiding : 11th INTERNATIONAL CONFERENCE ON FINANCIAL CRIMINOLOGY (ICFC) 2021
ISSN :
Tahun : 2021
Peneliti : Provita Wijayanti,, Intan Salwani Mohamed
Diunggah tanggal : Minggu, 2021-08-22