Abstract

The objective of this study is to know about musyarakah financing in offer side in syariah bank in Indonesia by using equity ratio variable, liability and profit sharing. The analyze used SPSS program. T-test and hierarchical regression analysis were used to test the hypotheses. The result indicated that equity ratio and profit sharing have positive and significant relationship with musyarakah financing. Liability variable had no positive relationship and significant with musyarakah financing. Beside, there was no differentiation significantly between musyarakah financing in syariah bank and syariah business unit.

Keywords : musyarakah financing, equity, liability and profit sharing.